Your crew deserves better than GroupMe, Venmo, and a notes app. Stevo brings social bets, poker nights, golf rounds, and settlements into one private place.
No spam. Just a heads up when we launch.
Bets get forgotten. Debts go unsettled. Nobody knows who's actually in for poker.
Three core modules that handle what your group actually cares about.
Challenge any crew member. Both sides confirm terms and outcomes. No more disputed debts.
Create games, manage RSVPs, track chips live, and post results that flow into settlements.
Set up tee times, create side bets, score live, and auto-settle skins when the round ends.
Every way your crew likes to compete. All in one place.
No setup headache. Just your crew, your games, your rules.
Start a private group and invite your guys via text or link.
Make a bet, schedule poker, or create a golf round.
Live scores, chip counts, and bet outcomes in one feed.
One-tap settlement. Everyone knows who owes who.
Beta feedback from twelve crews across six states who've been running their friend groups through Stevo since August.
We used to argue about who owes who every single week. Now it's all right there. Nobody can deny the receipts.
The poker module alone is worth the price of admission. Auto-settling chip counts into the group ledger is a game changer for our Thursday night game.
Finally an app that gets it. The golf skins tracker with auto payouts? We use it every weekend now.
Stevo is launching soon. Get early access and be first in line.
No spam. Just a heads up when we launch.
Stevo App LLC
Effective Date: April 12, 2026 · Last Updated: April 12, 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you and Stevo App LLC ("Company," "we," "us," or "our") governing your access to and use of the Stevo mobile application, website at stevoapp.com, and any related services (collectively, the "Services").
By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, you must immediately discontinue use of our Services.
These Services are intended for personal use only. You must be at least 18 years of age to use the Services.
Stevo is a private, invite-only mobile application for friend groups to track social bets, organize poker nights, coordinate golf rounds, and manage crew competitions and standings. Stevo is a social tracking tool only. It does not facilitate, process, or hold real-money transactions between users.
To use the Services, you must create an account. You agree to:
We reserve the right to suspend or terminate accounts that violate these Terms or that have been inactive for an extended period.
Stevo offers a free tier with core features and an optional Premium subscription with advanced features. Premium subscription pricing is displayed within the Services and may be updated with advance notice.
Premium subscriptions automatically renew at the end of each billing period (monthly or annually, as selected by you) unless cancelled. By subscribing, you authorize us to charge your payment method on a recurring basis. We accept Visa, Mastercard, American Express, Discover, and Apple Pay. All payments are in US dollars.
You may cancel your subscription at any time through your account settings or through the App Store/Google Play account management interface. Cancellation takes effect at the end of the current billing period. You will retain access to Premium features through the end of the paid period.
Refund requests may be submitted to support@stevoapp.com. Refunds are evaluated on a case-by-case basis. Purchases made through the Apple App Store or Google Play Store are subject to those platforms' refund policies.
You agree not to use the Services to:
The Services allow users to post content including bet terms, outcomes, poker results, golf scores, and activity feed posts ("User Content"). You retain ownership of your User Content. By posting User Content, you grant Stevo App LLC a non-exclusive, royalty-free license to use, store, display, and distribute such content solely for the purpose of providing the Services.
You are solely responsible for your User Content and its accuracy. You represent that you have all rights necessary to post the content and that it does not violate any third-party rights or applicable law.
The Services may link to third-party payment platforms including Venmo, Cash App, and Zelle to facilitate settlement between users. These links are provided as a convenience only. Stevo App LLC does not process, hold, or control any funds transferred through these third-party services. Your use of any third-party service is governed by that service's own terms and privacy policy. We are not responsible for the content, privacy practices, or availability of any third-party services.
By creating an account, you consent to receive SMS text messages from Stevo for account alerts and authentication purposes (program name: Stevo). Message and data rates may apply. You may opt out at any time by replying STOP to any SMS message. For help, reply HELP or contact us at support@stevoapp.com.
The Services and their original content, features, and functionality are and will remain the exclusive property of Stevo App LLC. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of Stevo App LLC.
THE SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, STEVO APP LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICES.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE SERVICES SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE SIX (6) MONTHS PRECEDING THE CLAIM.
ANY CLAIM ARISING FROM THESE TERMS OR YOUR USE OF THE SERVICES MUST BE BROUGHT WITHIN ONE (1) YEAR OF THE DATE THE CAUSE OF ACTION AROSE.
Before initiating any formal legal proceeding, you agree to first attempt to resolve any dispute informally by contacting us at support@stevoapp.com. We will make good-faith efforts to resolve the dispute within thirty (30) days.
If informal resolution fails, disputes shall be resolved by binding arbitration in Douglas County, Colorado, United States. Arbitration is mandatory. If a dispute proceeds in court rather than arbitration, it shall take place in Douglas County, Colorado.
Stevo App LLC agrees to pay arbitration fees if deemed excessive by the arbitrator.
These Terms shall be governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict of law provisions.
We reserve the right to update these Terms at any time. We will notify you of material changes at least seven (7) days before the update takes effect. The following changes may take effect immediately upon notification: new functionality, security updates, bug fixes, and court orders.
Your continued use of the Services after the effective date of any updates constitutes acceptance of the revised Terms.
For questions about these Terms, please contact us at:
Note: Mailing address will be finalized before public launch.
Stevo App LLC · stevoapp.com · support@stevoapp.com
Privacy Policy
Last updated April 12, 2026
This Privacy Notice for Stevo App LLC ("we," "us," or "our") describes how and why we might access, collect, store, use, and/or share ("process") your personal information when you use our services ("Services"), including when you:
Questions or concerns? Reading this Privacy Notice will help you understand your privacy rights and choices. We are responsible for making decisions about how your personal information is processed. If you do not agree with our policies and practices, please do not use our Services. If you still have any questions or concerns, please contact us at support@stevoapp.com.
This summary provides key points from our Privacy Notice. You can find more details on each topic in the sections below.
What personal information do we process? When you visit, use, or navigate our Services, we may process personal information depending on how you interact with us and the Services, the choices you make, and the products and features you use.
Do we process any sensitive personal information? We do not process sensitive personal information.
Do we collect any information from third parties? We do not collect any information from third parties.
How do we process your information? We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent. We process your information only when we have a valid legal reason to do so.
In what situations and with which parties do we share personal information? We may share information in specific situations and with specific third parties.
How do we keep your information safe? We have adequate organizational and technical processes and procedures in place to protect your personal information. However, no electronic transmission over the internet or information storage technology can be guaranteed to be 100% secure.
What are your rights? Depending on where you are located geographically, the applicable privacy law may mean you have certain rights regarding your personal information.
How do you exercise your rights? The easiest way to exercise your rights is by submitting a data subject access request, or by contacting us. We will consider and act upon any request in accordance with applicable data protection laws.
In Short: We collect personal information that you provide to us.
We collect personal information that you voluntarily provide to us when you register on the Services, express an interest in obtaining information about us or our products and Services, when you participate in activities on the Services, or otherwise when you contact us.
Personal Information Provided by You. The personal information that we collect depends on the context of your interactions with us and the Services, the choices you make, and the products and features you use. The personal information we collect may include the following:
Sensitive Information. We do not process sensitive information.
Application Data. If you use our application(s), we also may collect the following information if you choose to provide us with access or permission:
This information is primarily needed to maintain the security and operation of our application(s), for troubleshooting, and for our internal analytics and reporting purposes.
All personal information that you provide to us must be true, complete, and accurate, and you must notify us of any changes to such personal information.
In Short: Some information, such as your Internet Protocol (IP) address and/or browser and device characteristics, is collected automatically when you visit our Services.
We automatically collect certain information when you visit, use, or navigate the Services. This information does not reveal your specific identity (like your name or contact information) but may include device and usage information, such as your IP address, browser and device characteristics, operating system, language preferences, referring URLs, device name, country, location, information about how and when you use our Services, and other technical information. This information is primarily needed to maintain the security and operation of our Services, and for our internal analytics and reporting purposes.
The information we collect includes:
In Short: We process your information to provide, improve, and administer our Services, communicate with you, for security and fraud prevention, and to comply with law. We may also process your information for other purposes with your consent.
We process your personal information for a variety of reasons, depending on how you interact with our Services, including:
In Short: We may share information in specific situations described in this section and/or with the following third parties.
Vendors, Consultants, and Other Third-Party Service Providers. We may share your data with third-party vendors, service providers, contractors, or agents ("third parties") who perform services for us or on our behalf and require access to such information to do that work.
The third parties we may share personal information with are as follows:
We also may need to share your personal information in the following situations:
In Short: We keep your information for as long as necessary to fulfill the purposes outlined in this Privacy Notice unless otherwise required by law.
We will only keep your personal information for as long as it is necessary for the purposes set out in this Privacy Notice, unless a longer retention period is required or permitted by law (such as tax, accounting, or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than the period of time in which users have an account with us.
When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.
In Short: We aim to protect your personal information through a system of organizational and technical security measures.
We have implemented appropriate and reasonable technical and organizational security measures designed to protect the security of any personal information we process. However, despite our safeguards and efforts to secure your information, no electronic transmission over the Internet or information storage technology can be guaranteed to be 100% secure, so we cannot promise or guarantee that hackers, cybercriminals, or other unauthorized third parties will not be able to defeat our security and improperly collect, access, steal, or modify your information. Although we will do our best to protect your personal information, transmission of personal information to and from our Services is at your own risk. You should only access the Services within a secure environment.
In Short: We do not knowingly collect data from or market to children under 18 years of age.
We do not knowingly collect, solicit data from, or market to children under 18 years of age, nor do we knowingly sell such personal information. By using the Services, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent's use of the Services. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at steve@stevoapp.com.
In Short: You may review, change, or terminate your account at any time, depending on your country, province, or state of residence.
Withdrawing your consent: If we are relying on your consent to process your personal information, which may be express and/or implied consent depending on the applicable law, you have the right to withdraw your consent at any time. You can withdraw your consent at any time by contacting us by using the contact details provided in the "How Can You Contact Us About This Notice?" section below.
However, please note that this will not affect the lawfulness of the processing before its withdrawal nor, when applicable law allows, will it affect the processing of your personal information conducted in reliance on lawful processing grounds other than consent.
If you would at any time like to review or change the information in your account or terminate your account, you can:
Upon your request to terminate your account, we will deactivate or delete your account and information from our active databases. However, we may retain some information in our files to prevent fraud, troubleshoot problems, assist with any investigations, enforce our legal terms and/or comply with applicable legal requirements.
If you have questions or comments about your privacy rights, you may email us at support@stevoapp.com.
Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track ("DNT") feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage, no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this Privacy Notice.
California law requires us to let you know how we respond to web browser DNT signals. Because there currently is not an industry or legal standard for recognizing or honoring DNT signals, we do not respond to them at this time.
In Short: If you are a resident of California, Colorado, Connecticut, Delaware, Florida, Indiana, Iowa, Kentucky, Maryland, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, Oregon, Rhode Island, Tennessee, Texas, Utah, or Virginia, you may have the right to request access to and receive details about the personal information we maintain about you and how we have processed it, correct inaccuracies, get a copy of, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law.
The table below shows the categories of personal information we have collected in the past twelve (12) months.
| Category | Examples | Collected |
|---|---|---|
| A. Identifiers | Contact details, such as real name, alias, postal address, telephone or mobile contact number, unique personal identifier, online identifier, Internet Protocol address, email address, and account name | YES |
| B. Personal information as defined in the California Customer Records statute | Name, contact information, education, employment, employment history, and financial information | YES |
| C. Protected classification characteristics under state or federal law | Gender, age, date of birth, race and ethnicity, national origin, marital status, and other demographic data | NO |
| D. Commercial information | Transaction information, purchase history, financial details, and payment information | NO |
| E. Biometric information | Fingerprints and voiceprints | NO |
| F. Internet or other similar network activity | Browsing history, search history, online behavior, interest data, and interactions with our and other websites, applications, systems, and advertisements | NO |
| G. Geolocation data | Device location | NO |
| H. Audio, electronic, sensory, or similar information | Images and audio, video or call recordings created in connection with our business activities | NO |
| I. Professional or employment-related information | Business contact details in order to provide you our Services at a business level or job title, work history, and professional qualifications if you apply for a job with us | NO |
| J. Education information | Student records and directory information | NO |
| K. Inferences drawn from collected personal information | Inferences drawn from any of the collected personal information listed above to create a profile or summary about, for example, an individual's preferences and characteristics | NO |
| L. Sensitive personal information | n/a | NO |
We may also collect other personal information outside of these categories through instances where you interact with us in person, online, or by phone or mail in the context of:
We will use and retain the collected personal information as needed to provide the Services or for:
Learn more about the sources of personal information we collect in "What Information Do We Collect?" above.
Learn more about how we use your personal information in "How Do We Process Your Information?" above.
We may disclose your personal information with our service providers pursuant to a written contract between us and each service provider. Learn more about how we disclose personal information in the "When and With Whom Do We Share Your Personal Information?" section above.
We may use your personal information for our own business purposes, such as for undertaking internal research for technological development and demonstration. This is not considered to be "selling" of your personal information.
We have not sold or shared any personal information to third parties for a business or commercial purpose in the preceding twelve (12) months. We have disclosed the following categories of personal information to third parties for a business or commercial purpose in the preceding twelve (12) months:
The categories of third parties to whom we disclosed personal information for a business or commercial purpose can be found under "When and With Whom Do We Share Your Personal Information?" above.
You have rights under certain US state data protection laws. However, these rights are not absolute, and in certain cases, we may decline your request as permitted by law. These rights include:
Depending upon the state where you live, you may also have the following rights:
To exercise these rights, you can contact us by submitting a data subject access request, by emailing us at support@stevoapp.com, by visiting http://www.stevoapp.com/contact, or by referring to the contact details at the bottom of this document.
Under certain US state data protection laws, you can designate an authorized agent to make a request on your behalf. We may deny a request from an authorized agent that does not submit proof that they have been validly authorized to act on your behalf in accordance with applicable laws.
Upon receiving your request, we will need to verify your identity to determine you are the same person about whom we have the information in our system. We will only use personal information provided in your request to verify your identity or authority to make the request. However, if we cannot verify your identity from the information already maintained by us, we may request that you provide additional information for the purposes of verifying your identity and for security or fraud-prevention purposes.
If you submit the request through an authorized agent, we may need to collect additional information to verify your identity before processing your request and the agent will need to provide a written and signed permission from you to submit such request on your behalf.
Under certain US state data protection laws, if we decline to take action regarding your request, you may appeal our decision by emailing us at support@stevoapp.com. We will inform you in writing of any action taken or not taken in response to the appeal, including a written explanation of the reasons for the decisions. If your appeal is denied, you may submit a complaint to your state attorney general.
California Civil Code Section 1798.83, also known as the "Shine The Light" law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us by using the contact details in the "How Can You Contact Us About This Notice?" section below.
In Short: Yes, we will update this notice as necessary to stay compliant with relevant laws.
We may update this Privacy Notice from time to time. The updated version will be indicated by an updated "Revised" date at the top of this Privacy Notice. If we make material changes to this Privacy Notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this Privacy Notice frequently to be informed of how we are protecting your information.
If you have questions or comments about this notice, you may contact our Data Protection Officer (DPO) by email at steve@stevoapp.com, by phone at 720-217-7996, or contact us by post at:
Based on the applicable laws of your country or state of residence in the US, you may have the right to request access to the personal information we collect from you, details about how we have processed it, correct inaccuracies, or delete your personal information. You may also have the right to withdraw your consent to our processing of your personal information. These rights may be limited in some circumstances by applicable law. To request to review, update, or delete your personal information, please fill out and submit a data subject access request.